Insurance on Zoom
We all know that insurance makes the motor world tick, find out here how insurance works when sharing on Zoom. There are different sharing scenarios that occur on Zoom which means different insurance applies yet it's all very straight forward!
Individual EV Sharing
If you're an individual sharing your EV within our community then anyone booking your vehicle also HAS to book short term insurance to cover their period of use. This is extremely easy and done through Cuvva, an app that enables short term insurance to be purchased by the sharer.
When an individual has booked to share your vehicle via Zoom and you have accepted it, they open Cuvva, enter your registration details, take a photo of the front of your vehicle (for the number plate) and then select how many hours they want to share your car for (the period that they've booked it on Zoom). The insurance cover is comprehensive and they can then share the policy they have bought with you and with Zoom. This full comprehensive cover can be done in seconds, easy peasy! Importantly, a sharer booking short term cover has no impact on your own insurance policy and in the event something was to happen your no claims bonus isn't affected either.
If you have international visitors and they're wanting to use your vehicle, they can use your EV too but would need to download a different short term insurance provider (e.g. Dayinsure). The Zoom Member Support Team can help them with that, so please get in touch.
Business EV Sharing
Zoom is also working with organisations who want to share their EVs and provide experiences for employees. Some of these organisations share these vehicles with employees on weekends, some of these organisations (such as auto-dealers) will be sharing their vehicles with others. In these circumstances, fleet policies cover this type of sharing and as such additional insurance may not be required, if you're sharing such vehicles it is always worth checking with your company or the auto-dealer to make sure. You can also check with us here at Zoom, we're always here to help guide our members.
The Future of Insurance (Coming Soon)
We are already in the process of an all-encompassing insurance solution to cover all sharing scenarios. We will keep all of our members updated on this as it is very exciting (even though it is insurance!). This will enable us to provide a better solution to all our customers sharing vehicles.
If you have any queries or questions on insurance please contact us at firstname.lastname@example.org.